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Funding-eligibility tests can do real good if used universally, not selectively.
 
In his recent article, “Are Christian Colleges Worth the Debt Burden?” Douglas Oliver argues that Christian colleges have a responsibility to reduce the tuition they charge their students to avoid excessive borrowing.
In his recent article, “Are Christian Colleges Worth the Debt Burden?” Douglas Oliver argues that Christian colleges have a responsibility to reduce the tuition they charge their students to avoid excessive borrowing.
 
Default rates on student loans are high because standard commercial lending standards are ignored.
 
The latest data from the Department of Education found a national default rate of 10.8 percent in 2015, below the 2014 rate of 11.5 percent.
The latest data from the Department of Education found a national default rate of 10.8 percent in 2015, below the 2014 rate of 11.5 percent.
 
With the rising number of student loan defaults, the federal government has reaped what it has sown.
With the rising number of student loan defaults, the federal government has reaped what it has sown.
 
The federal government currently holds around $1.5 trillion in outstanding student loans—up from “only” $500 million in 2007.
The federal government currently holds around $1.5 trillion in outstanding student loans—up from “only” $500 million in 2007.
 
The Department of Education is poised to replace Obama-era regulations on for-profit colleges and universities with more broad-based transparency measures
The Department of Education is poised to replace Obama-era regulations on for-profit colleges and universities with more broad-based transparency measures
 
Private colleges and universities face challenges distinct from their public counterparts
Private colleges and universities face challenges distinct from their public counterparts
 
Student loan debt, now totaling roughly $1.3 trillion, is the second largest source of debt in the United States
Student loan debt, now totaling roughly $1.3 trillion, is the second largest source of debt in the United States
 
American college students have taken to saying that they need "safe spaces" on campus. They really don't, since all they're after is "safety" from ideas they dislike
American college students have taken to saying that they need "safe spaces" on campus. They really don't, since all they're after is "safety" from ideas they dislike
 
Many experts believe that the United States is facing a student loan crisis. Total student loan debt now exceeds $1.3 billion-more than total credit card debt for the country
Many experts believe that the United States is facing a student loan crisis. Total student loan debt now exceeds $1.3 billion-more than total credit card debt for the country
 
Higher education reformers have long argued that colleges' admissions selectivity reveals little about their educational quality and how well they prepare students for the workforce and civic life
Higher education reformers have long argued that colleges' admissions selectivity reveals little about their educational quality and how well they prepare students for the workforce and civic life
 
Last month I looked at Hillary Clinton’s higher education proposals in this Clarion Call, and found nothing to praise in them. They merely deepen the already ruinous federal involvement in subsidizing college.
Last month I looked at Hillary Clinton’s higher education proposals in this Clarion Call, and found nothing to praise in them. They merely deepen the already ruinous federal involvement in subsidizing college.
 
In the midst of Islamic terrorist attacks in Europe and the United States, and despite Americans' apprehension over large numbers of Muslim refugees being resettled in American cities and towns, the Obama administration is doling out taxpayer money to refugees to help them start their own businesses
In the midst of Islamic terrorist attacks in Europe and the United States, and despite Americans' apprehension over large numbers of Muslim refugees being resettled in American cities and towns, the Obama administration is doling out taxpayer money to refugees to help them start their own businesses
 
North Carolina's public university system is a multi-billion-dollar organization that impacts virtually every region of North Carolina-socially and economically
North Carolina's public university system is a multi-billion-dollar organization that impacts virtually every region of North Carolina-socially and economically
 
Even before she assumes control of the University of North Carolina system, former Department of Education Secretary Margaret Spellings has become a lightening rod for attacks by faculty, students, and activists on the left
Even before she assumes control of the University of North Carolina system, former Department of Education Secretary Margaret Spellings has become a lightening rod for attacks by faculty, students, and activists on the left
 
A combination of factors has resulted in a dip in full-time enrollment at Beaufort County Community College for Fall 2015, but the news isn't all bad
A combination of factors has resulted in a dip in full-time enrollment at Beaufort County Community College for Fall 2015, but the news isn't all bad
 
Student loan debt in North Carolina is not a good news-bad news story. It is a bad news-worse news story. Student debt, with a couple of exceptions, has been rising across the board at University of North Carolina schools, both in the percentage of students who need loans and the amount of their...
Student loan debt in North Carolina is not a good news-bad news story. It is a bad news-worse news story. Student debt, with a couple of exceptions, has been rising across the board at University of North Carolina schools, both in the percentage of students who need loans and the amount of their...
 
A combination of factors has resulted in a dip in full-time enrollment at Beaufort County Community College for Fall 2015, but the news isn't all bad. The staff and faculty are responding to the challenge by redoubling efforts to ensure that the institution meets the educational needs of the...
A combination of factors has resulted in a dip in full-time enrollment at Beaufort County Community College for Fall 2015, but the news isn't all bad. The staff and faculty are responding to the challenge by redoubling efforts to ensure that the institution meets the educational needs of the...
 
Richard Cornuelle, the Indianapolis libertarian activist who started United Student Aid Funds (USAF), had a fight on his hands. His organization, whose downfall led ultimately to the creation of today's college-access giant known as the Lumina Foundation, was created with the goal of competing...
Richard Cornuelle, the Indianapolis libertarian activist who started United Student Aid Funds (USAF), had a fight on his hands. His organization, whose downfall led ultimately to the creation of today's college-access giant known as the Lumina Foundation, was created with the goal of competing...
 
East Carolina University has been named the No. 1 "Best Bang for the Buck" among colleges and universities in the Southeast in a new report that ranks universities on outcomes and the degree of opportunity afforded students.
East Carolina University has been named the No. 1 "Best Bang for the Buck" among colleges and universities in the Southeast in a new report that ranks universities on outcomes and the degree of opportunity afforded students.
 
Frustration with the rising cost of health care gave politicians the ammo they needed to hang this ObamaCare monstrosity around our necks.
Frustration with the rising cost of health care gave politicians the ammo they needed to hang this ObamaCare monstrosity around our necks.
 
The University of North Carolina is proposing to charge lower tuition to out-of-state students who live close to the state border. The UNC Board of Governors will consider the proposal, which is called "border tuition," at its January meeting.
The University of North Carolina is proposing to charge lower tuition to out-of-state students who live close to the state border. The UNC Board of Governors will consider the proposal, which is called "border tuition," at its January meeting.
 
For all of the words devoted to our student loan mess (or "crisis" or "bubble"), little has been written on its origins. We know that student loan debt now exceeds $1 trillion and that many young Americans are struggling with a heavy burden, but how things got that way is largely a mystery.
For all of the words devoted to our student loan mess (or "crisis" or "bubble"), little has been written on its origins. We know that student loan debt now exceeds $1 trillion and that many young Americans are struggling with a heavy burden, but how things got that way is largely a mystery.
 
Not all students can obtain federal loans for college because some community colleges do not participate in the federal lending program.
Not all students can obtain federal loans for college because some community colleges do not participate in the federal lending program.
 
Funds from the federal government for college flow liberally, but there are limits.
 
In his 1955 paper "The Role of Government in Education," Milton Friedman suggested the idea of equity contracts to finance college education. Friedman thought that loans were not the appropriate means of financing education. He argued that the better way was to advance the needed funds for...
In his 1955 paper "The Role of Government in Education," Milton Friedman suggested the idea of equity contracts to finance college education. Friedman thought that loans were not the appropriate means of financing education. He argued that the better way was to advance the needed funds for...
 
Until about five years ago, few people said much about America's federal student loan system. There was no talk of a "crisis," and discussions about change were pretty much limited to tinkering around the edges.
Until about five years ago, few people said much about America's federal student loan system. There was no talk of a "crisis," and discussions about change were pretty much limited to tinkering around the edges.
 
Big things were anticipated for higher education reform in 2013 - but the sizzle turned to fizzle in many cases. Landmark court decisions got pushed off for another year, bubbles didn't quite burst, MOOCs (Massive Open Online Courses) did not take over vast swaths of the higher education...
Big things were anticipated for higher education reform in 2013 - but the sizzle turned to fizzle in many cases. Landmark court decisions got pushed off for another year, bubbles didn't quite burst, MOOCs (Massive Open Online Courses) did not take over vast swaths of the higher education...
 
Student loan defaults continue to cause problems in this country. As recently as 2010, nearly 375,000 students defaulted within two years of beginning repayment. One idea put forward to address the issue involves assigning more responsibility for defaults to colleges and universities themselves...
Student loan defaults continue to cause problems in this country. As recently as 2010, nearly 375,000 students defaulted within two years of beginning repayment. One idea put forward to address the issue involves assigning more responsibility for defaults to colleges and universities themselves...
 
It often appears as if the country’s six regional accrediting agencies are the federal overseers of all things higher education. It’s time to put an end to their expansive role; doing so would very likely set off a great chain of positive reform. This is especially important now, as Congress is...
It often appears as if the country’s six regional accrediting agencies are the federal overseers of all things higher education. It’s time to put an end to their expansive role; doing so would very likely set off a great chain of positive reform. This is especially important now, as Congress is...
 
Students are defaulting on their college loans at worryingly high rates. Many observers of higher education believe that one reason for the defaults is that those most...
Students are defaulting on their college loans at worryingly high rates. Many observers of higher education believe that one reason for the defaults is that those most...
 
A 1997 bill that exempted "payday lenders" from state usury laws was allowed to sunset in 2001, and the last storefront lenders were shut down in 2005.
A 1997 bill that exempted "payday lenders" from state usury laws was allowed to sunset in 2001, and the last storefront lenders were shut down in 2005.
 
The just-completed legislative short session closes out the first biennium in nearly 100 years that Republicans comprised majorities in both chambers of the General Assembly.
The just-completed legislative short session closes out the first biennium in nearly 100 years that Republicans comprised majorities in both chambers of the General Assembly.
 
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