Inflation and the rule of 72:
72 divided by 5 (5% or whatever the current rate) inflation reveals prices will double in 14 years.
In finance the rule of 72 is a method for estimating an investment's doubling time.
Gains on investment's are taxed.
If you do nothing, inflation will eat your lunch. If you are a successful investor, IRS will share your wealth.
I worked part time for a tax preparation firm...trained in Summer School then assigned to a high volume location doing easy returns. The customers knew all the rules and many had small businesses or low income jobs with enough kids to file for EIC. (google that).
I suggest acquiring a working knowledge of tax regulations and hiring a tax preparer review your situation in September giving time to react to new or unknown regulations.
People get upset when they owe money.